L&H’s Privacy Policy
Lawrence & Hanson Group Pty Ltd ABN 69 080 350 812 and its “related bodies corporate”, as that phrase is defined in the Corporations Act 2001 (Cth) (“L&H”)
L&H’s Privacy Policy, which includes our Credit Reporting Policy, is available at lh.com.au. The Policy explains:
- how you may access the Information we hold about you (including any credit eligibility information);
- how you may seek correction of the Information we hold about you (including any credit information and credit eligibility information); and how you may complain about a breach of privacy (including credit reporting requirements) and how we will deal with such a complaint
Credit Reporting Statement
Important information about credit reporting
L&H’s Credit Reporting Policy is contained in L&H’s Privacy Policy, available at lh.com.au. It includes information about the credit reporting bodies (“CRBs”) to which we are likely to disclose your credit information (including their contact details and how you can obtain their policies about the management of credit-related personal information), the credit information we may give CRBs about you and your right to ask CRBs not to use or disclose your credit reporting information in certain circumstances (for example, where you have been a victim of fraud). You can ask for a copy of our Privacy Policy in an alternative form (e.g. in hard copy) by contacting us on (03) 9243 3555.
The personal information provided on this form may be disclosed (to the extent permitted by Part IIIA of the Privacy Act 1988 (Cth)) to a CRB to obtain a commercial or consumer credit report about you . The CRB may include this information in reports provided to other credit providers, to assist them in assessing your creditworthiness.
You consent to L&H:
1. obtaining credit reporting information from a CRB to:
i. assess the Customer’s application for commercial credit;
ii. assess whether to accept you as a guarantor in relation to credit provided, or to be provided to the Customer by L&H;
iii. collect payments that are overdue in relation to commercial credit provided by L&H to the Customer;
- 2. sharing credit eligibility information with other credit providers for the following purposes:
to assess the Customer’s application for commercial credit;
ii. to notify other credit providers of a default by the Customer;
iii. to exchange information with other credit providers as to the status of credit provided by L&H where the Customer is in default with other credit providers; and
iv. to assess your creditworthiness.
Credit information and credit eligibility information about you may also be disclosed to L&H’s related entities in the Data Territories. The consents set out above will remain in force until all credit facilities are discharged in full.
Privacy Statement
The personal information requested on this application (“Information”) is being collected to assess the Customer’s application for commercial credit and, if the application is accepted, to provide the Customer with goods and services and to manage L&H’s business relationship with the Customer. The Information may also be used in connection with the enforcement of any obligations owed by the Customer to L&H including, without limitation, obligations under the Guarantee and Indemnity which forms part of this application.
The Information may be disclosed to the third parties detailed in the Credit Reporting Statement above (to the extent permitted by Part IIIA of the Privacy Act 1988 (Cth)), our related entities, suppliers, agents and contractors (such as transport and storage providers, marketing and communications providers, information technology providers, legal advisers and debt collection agencies) in order to provide the Customer with our goods and services and manage our relationship with the Customer, and for any other purposes you have consented to or which are authorised by law. We may also use and disclose the Information to send you communications about our goods and services or the status of your account (including after the Customer’s credit facility ceases) by email, text message or other form of communication. If you do not wish to receive these communications, please call our marketing department on (03) 9243 3555. We will continue to send you the communications until you advise us otherwise. We may also disclose the Information to third parties acquiring, or considering acquiring, an interest in L&H’s business or assets. The Information may also be disclosed to L&H’s related entities that are outside Australia for the purposes outlined above. The L&H overseas related entities to which the Information may be disclosed are located in the Data Territories. If the Information requested is not provided, we may not be able to process this application. “Data Territories” means Australia, Malaysia, Hong Kong, Thailand and France”
